Structured Financing

Payment instruments that free up working capital so you can buy at the volumes you need.

Overview

How trade financing works with Prospera

Large raw-material orders tie up working capital long before goods reach your plant. We arrange payment structures that balance your cash flow with the security your supplier needs.

From Letters of Credit to structured credit cycles, we coordinate with banks and producers so financing is agreed before the cargo moves — not after it is stuck at port.

What's included

Letters of Credit

Arrangement and coordination of LC-backed purchases.

Structured credit cycles

Payment terms aligned with your production and sales cycle.

Payment facilitation

Cross-border payment coordination between buyer, seller and banks.

Risk mitigation

Instruments that protect both parties against non-delivery or non-payment.

Bank-ready documents

Commercial and shipping documents prepared to match LC terms.

Volume planning

Financing sized so you can take advantage of bulk pricing.

The process

1
Assess the requirement
Order value, timeline and your preferred payment terms.
2
Agree the instrument
We propose the right structure — LC, credit cycle or other terms.
3
Issue & confirm
Instruments are issued and confirmed with banks and the supplier.
4
Settle on delivery
Payments are released against compliant shipping documents.